Blog Category - News

Why Warren Buffett Thinks You Should Own a Home

Categories: New Homes in Trenton, News | Posted: August 8, 2018 | Comments Off on Why Warren Buffett Thinks You Should Own a Home

The Whittaker in Trenton, New Jersey, knows that buying a home is a great way to build wealth and live a more fulfilling life, but you don’t have to take our word for it – just listen to Warren Buffett.

Buffett, who is worth about $80 billion, purchased a home in Laguna Beach, California, in 1971 for $150,000 and recently listed it for a whopping $11 million. During an interview with CNBC, he called a 30-year mortgage the “best instrument in the world.”

“Because if you’re wrong and rates go to 2 percent, which I don’t think they will, you pay it off,” he explained. “It’s a one-way renegotiation. It is an incredibly attractive instrument for the homeowner and you’ve got a one-way bet.”

Unlike many of our competitors, at The Whittaker, we only offer our homeowners a 30-year fixed rate mortgage because we know that when you buy a home, you want it to be a choice you can believe in. With fixed mortgages, your rates won’t go up, which means it’s an even more attractive instrument for homeowners.

Each year, Buffett writes a letter to his shareholders to address the profits from the year before. During one letter to shareholders, Buffett addressed low-interest rates and great prices and said, “Home ownership makes sense for most Americans.”

He expanded on his belief and said that the third-best investment he made was purchasing his home. For those of you who are wondering, the two best investments he made were “wedding rings.”

While Buffett is a firm believer in becoming a homeowner and the value in paying your own mortgage instead of writing a rent check to pay your landlord’s mortgage, he cautioned against over-extending yourself. Fortunately, at The Whittaker in Trenton, New Jersey, you can have your dream home and keep your mortgage payments at a price you can afford.

You can own a 2 bedroom, 2 bathroom, condominium for only $1,010/month!* And, all of our homeowners can take advantage of our preferred lenders deal and receive $2,000 towards closing costs!** So, you aren’t overextending your budget, you’re possibly paying less than what you would in rent, and you’re buying a home to build wealth for yourself instead of your landlord.

All Whittaker homes are built with our buyers in mind. Each home comes complete with brand new appliances and your choice of carpet, tile, cabinets, and countertops. With various different floor plans to choose from, there’s a home for every kind of buyer.

All of our buyers are encouraged to take advantage of our preferred lender program and receive up to $2,000 towards closing costs!**

If you’re reading this, you’ve already been paying rent for far too long. We think buying a home is a good idea, Warren Buffett thinks buying a home is a good idea, so what are you waiting for? It’s time you believed that you can be a homeowner and contact us today!

* Mortgages for qualified buyers. Mortgage, taxes, insurance, condo fee [30 year fixed rate mortgage HMFA at 4.5% current interest rate; zero down] **Must Use Whittaker independent preferred lender subject to conditions. Offer may be discontinued or modified at any time without notice.  For qualified buyers.

Don’t Let Another New Year’s Resolution Pass You Buy – Make This the Year You Own Your Home

Categories: New Homes in Trenton, News | Posted: January 18, 2018 | Comments Off on Don’t Let Another New Year’s Resolution Pass You Buy – Make This the Year You Own Your Home

As 2018 begins, so does another year of resolutions. One of the most popular promises we make — and traditionally break — is to build a better financial future.

For some people, that may mean eating at home instead of going out or sticking to their set budget even when that new pair of shoes is calling their name from the store window.

However, what many people neglect to take into account when considering their financial future, is the toll being a renter is taking on it.

Self-made millionaire David Bach explained to CNBC that the average homeowner is “38 times wealthier than a renter.”

“Why?” You ask. Well, let’s break it down in terms of real-life numbers. A person who pays $1,700 a month in rent will spend $20,400 a year.

Over 30 years — assuming your rent doesn’t increase, which it would have — that’s a whopping $612,000 that you have paid to live in someone else’s home.

While your landlord rakes in the benefits of you, a renter, paying his mortgage, when you decide to move, you’re leaving over half a million dollars behind.

This isn’t taking into account the other financial incentives being a homeowner brings.

Did you know you can write off your mortgage on your taxes? Plus, over time, homes tend to increase with value, which means you can walk away with a profit if you decide to move.

Take a minute and think about all of the things you’ve purchased in the last year. Have you sold any of those items and walked away with money in your pocket? As President Franklin D. Roosevelt once said, real estate “is about the safest investment in the world.”

At The Whittaker you can purchase a BRAND NEW 2 bedroom, 1bathroom condominium penthouse for ONLY $1,010/month.**

So, your landlord can either make over $500,000 off your rent for 30 years or as an owner, if you were to sell your home after 30 years for the same price you bought it for, you’d get $119,990.*

Even if you sold after 15 years of enjoying your home, you’d still wind up with a “savings account” at closing of $49,796.*

Our prices give you the potential to SAVE over $200,000 just because you purchased a home.

In addition to our great prices, all of our homes are Energy Star certified, which yield lower monthly utility bills for the lifetime of your home.

So, make this the year you keep your New Year’s Resolution to become financially independent by becoming a homeowner.

Then, when you’re about to ring in 2019, you can do it surrounded by friends and family in a home that is yours – not your landlord’s.

*less any costs of sale. Savings will vary based on mortgage amount; larger mortgage = more savings; lower mortgage = less savings.

**based on current interest rates, estimated taxes and homeowner’s insurance, Condo fee for qualified buyers.

Spend Saturday With The Whittaker & The Capital City Book Fair

Categories: Entertainment In Trenton, Food, Historic Trenton, New Homes in Trenton, News, Trenton Attractions | Posted: April 29, 2015 | Comments Off on Spend Saturday With The Whittaker & The Capital City Book Fair

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Spring has finally sprung! It may have taken the warm weather a while to settle in but better late than never right? Kick off the first weekend of May the right way and head over to the Capital City Book Fair! It’s taking place this Friday & Saturday from 10 a.m. to 6 p.m. at the Mill Hill Park on Lafayette Street in Trenton, NJ. Pour through new & used books to find the perfect summer read or enjoy a game of scrabble. There’s also going to be a poetry slam and an open mic if you’re more into the listening rather than the reading aspect of stories.

The best part? It’s only a few blocks away from The Whittaker so you can pick up a few books and then head over to The Whittaker for a tour of your new home – after all you’re going to need a place that can fit a luxury bookcase for your new reads right?

 

This weekend’s forecast is calling for blue skies and even though the temperature may be high our prices are always low! Go ahead – buy the second book because for a limited time we’re offering to pay your closing costs! Now the only tough decision you’ll have to make is stainless steel or black?

Contact Claribel Santiago and set up your appointment to tour The Whittaker today! 609-695-3300 whittakersales@lrgnj.com

Meet The Whittaker Team: Claribel Santiago

Categories: Entertainment In Trenton, New Homes in Trenton, News, Trenton Attractions | Posted: April 15, 2015 | Comments Off on Meet The Whittaker Team: Claribel Santiago

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You’ve seen her name all over our Facebook page, website and ads but who is the person behind the 609 phone number? We’d like to introduce you to Claribel Santiago, our number 1 sales associate and the driving force behind making sure you have a home of your own. Claribel or Clary as you’ll come to know her, has been with Leewood Development for 15 years and has sold countless homes to people just like you! One of the things that makes her so great at her job is the motivation behind her success – above all else she wants to make the process of buying a home the best experience possible.

Time and time again she’s heard, “I would love to own my home but I probably can’t, there’s no way I make enough,” and time and time again she’s made it happen. Buying a home can be a confusing, intimidating process but fortunately when you’re buying at The Whittaker you can rest easy knowing Clary has your back. Seriously, just ask any one of her buyers.

What does she love most about The Whittaker New Condos in Trenton, NJ? Besides the price she loves the spacious closets and low utility bills because of Energy Star. This way she has more money each month to put towards her fashion addiction and plenty of space to keep her outfits looking their best. It’s time to free yourself from the monthly visits from your landlord and start building financial security by purchasing a brand-new home at The Whittaker.

What are you waiting for? Contact Claribel Santiago and take your tour today, you deserve it! 609-695-3300 whittakersales@lrgnj.com

April Fool’s Day At The Whittaker!

Categories: Entertainment In Trenton, Historic Trenton, New Homes in Trenton, News | Posted: April 1, 2015 | Comments Off on April Fool’s Day At The Whittaker!

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Happy April Fool’s Day! Today’s the day to be careful of the money you happen to find on the ground and pretty much anything anyone tells you. One thing you don’t have to be careful about – The Whittaker. I know you probably think a brand new condo from $1,089/month, $0 down and a 30 year fixed rate mortgage is just an April fools joke. BUT IT’S NOT! Come in on April 2nd, May 4th, August 15th or any other day of the year and you’ll still find a brand new home of your own that you can afford.

 

Another thing we’re 100% serious about? Putting more money in your pocket and less in an envelope to your utility companies. Every, single home at The Whittaker is Energy Star Certified which means LOWER MONTHLY UTILITY BILLS.  Older homes come with a whole pack of problems, a big one being drafts, appliances that drain energy and a harder time regulating the temperature of your home. That’s what makes The Whittaker so great, it’s move-in ready and you can leave all the home problems of your past at the door.


At The Whittaker we love a good prank as much as the next person but one thing we never joke about is your ability to own your own home. So contact Claribel Santiago and take your tour today! 609-695-3300 whittakersales@lrgnj.com

The Whittaker Recommends: Comedy Night At Rat’s Restaurant

Categories: Entertainment In Trenton, Food, Historic Trenton, Italian restaurants in Trenton, New Homes in Trenton, News, Restaurants in Trenton, Trenton Attractions | Posted: March 4, 2015 | Comments Off on The Whittaker Recommends: Comedy Night At Rat’s Restaurant

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Ever since Punxsutawney Phil declared six more weeks of winter it’s just been more of the same old routines. Wake up, bundle up, face the cold hair, come home and snuggle on the couch with a blanket. That’s fine for when you want to unwind after a long day of work but the weekends are meant for fun! It’s time to break away from our boring routines and take a cue from the warm weather heading our way (high 40’s woohoo!) and get out of the house for a night of good laughs with great friends. When you’re living at The Whittaker you’ve got so much to do right in your neighborhood that it can be tough to choose which is why we always like to make our recommendations. On March 13th head over to Rat’s Restaurant in Hamilton, NJ and check out Helen Angley, a local comic, as she returns for another night of stand-up! The show starts at 8:30 PM and tickets are $25 if purchased by March 6th and $30 if purchased at the door. But that’s not all – no it isn’t, because at The Whittaker the deals are always a little bit sweeter. If you dine at Rat’s Restaurant before the show, a Stephen Starr restaurant, you get 20% of the food portion of your dinner! That means you can have a dinner for two, complete with your own appetizer and entree, for $40!  The best part about it? It’s only 10 minutes from The Whittaker!


So what’s the hold-up? Check out The Whittaker in Trenton, NJ today and learn about how you can really have it all and your own, brand new home! Call or email Claribel Santiago and set up your appointment today! 609-695-3300 whittakersales@lrgnj.com

 

For More Information on Comedy Night At Rat’s Restaurant Click Here!

Spend Valentine’s Day With The Whittaker

Categories: Entertainment In Trenton, Food, Historic Trenton, Italian restaurants in Trenton, New Homes in Trenton, News, Restaurants in Trenton, Trenton Attractions | Posted: February 11, 2015 | Comments Off on Spend Valentine’s Day With The Whittaker

The Whittaker Valentines Day

 

Well it’s that time of year again, can you believe we’re already in February? It’s time to break out the heart shaped chocolates and lay out your favorite pink and red outfits but celebrating the special people in your life doesn’t have to mean you’re stuck eating Ramen noodles the rest of the month. When you live at The Whittaker, some of your most special nights can happen from right inside your home!  We all want to enjoy a nice dinner but on Valentine’s Day restaurants can be so crowded and loud that your big dinner out can turn into a big mess. With brand-new Frigidaire appliances and a spacious kitchen you can share laughs with your significant other or a group of good friends as you make a meal to remember. Don’t trust your friends not to burn the sauce but don’t want to miss out on the fun either? That’s no problem at The Whittaker, let your friends cozy up to the breakfast bar and you can enjoy each other’s company without having to sacrifice your cooking!

 

Prefer to let someone else do the cooking? Indian, Italian, Chinese? Take your pick from any of the great restaurants located within walking distance to your home, place your order and bring it home to enjoy a nice meal at home – minus a few extra dishes! The open floor plan of The Whittaker gives you a spacious living room that’s perfect for cozying up with good food, good friends and a good movie.

 

Would you rather spend Valentine’s Day by yourself? Grab a book or some relaxing music and enjoy a nice bubble bath in your luxurious master bathroom. Why bother going to a spa when you can bring the spa to you? When you’re living at The Whittaker in Trenton, NJ you can treat yourself without even touching your wallet!

 

However you decide to spend Valentine’s Day this year, make it special by stopping by The Whittaker for your tour. The best gift you can give yourself and the people you love is the gift of home ownership – at a great price!

 

Call or email Claribel Santiago and set up your appointment to take a tour and fall in love with The Whittaker today! 609-695-3300 whittakersales@lrgnj.com.

Say Goodbye To Excuses and Hello To The Whittaker!

Categories: New Homes in Trenton, News | Posted: January 22, 2015 | Comments Off on Say Goodbye To Excuses and Hello To The Whittaker!

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There are tons of excuses we make to avoid making a big change in our lives, even if we know it’s the right thing to do. Buying your own home is one of the biggest changes you can make in your life but it’s one of the most rewarding things you can do. Today I’m going to take the top four excuses you have for not buying at The Whittaker and throw them out the window. Ready? Let’s do it.

 

Excuse Number 4: “I want to take a tour and get more information but it’s hard to find time with my work schedule.”

 

At The Whittaker we’re here for you, get off work at 6 and want to stop by after? We’ll be there. Do you get home from work during the week, still have to get dinner on the table and barely can find time to take a few minutes for yourself? We understand that the week can get crazy, that’s why we give tours on Saturdays! Whether you’re working long hours or just trying to make it to the weekend don’t let your schedule stop you from taking the first step. Just call Claribel Santiago, The Whittaker Sales Associate,  and schedule a time to meet. When you’re free, we’re free. 609-695-3300.

 

Excuse Number 3: “I’ve been on the website and love the homes but I don’t want to have to go to a laundromat to do my laundry, especially not in winter.”

 

When you say hello to The Whittaker you’re saying goodbye to having to lug piles of laundry down the street to the laundromat. Every home in The Whittaker comes with pre-installed washer and dryer hook-ups and we’ll even give you a washer and dryer for FREE if you purchase soon! Now you can throw a load of laundry in and still be able to enjoy cocktails with friends in your living room!

 

Excuse Number 2: “I love the idea of a new home but I found an old home that’s less money.

 

Old homes come with old appliances and even older problems. The Whittaker is built Energy Star Certified which means it’s sealed tight, has BRAND NEW Energy Star appliances and will give you LOWER MONTHLY UTILITY BILLS. Old homes may have a certain charm to them but that certain charm comes with drafts, furnaces that need to be replaced and high electric bills. When you buy at The Whittaker you know exactly what you’re paying at the time you close, when you buy an old home you’re buying hidden expenses.

 

Excuse Number 1: “I’ve tried before but there’s no way I could afford a brand new home. There’s just no way.”

 

This is one of the most common excuses for why people continue to rent instead of buy. At The Whittaker where there’s a will there’s a way. For as low as $1,169 a month you can OWN a brand new home at The Whittaker. Complete with brand new name brand appliances, video intercom system and an Energy Star certification. Did I mention there’s 0 DOWN and a 30 YEAR FIXED RATE MORTGAGE? You CAN afford it and Claribel Santiago wants to show you how.

 

Now that you’re all out of excuses what are you waiting for? Call or email Claribel Santiago and set up your appointment to take a tour today! 609-695-3300 whittakersales@lrgnj.com.

2015: A Year To Prosper, Invest In Your Future Now With The Whittaker

Categories: New Homes in Trenton, News, Trenton Attractions | Posted: December 24, 2014 | Comments Off on 2015: A Year To Prosper, Invest In Your Future Now With The Whittaker

2015 New Year celebration

Every year thousands of people sit around a table, surrounded by family and friends and make the New Years Eve resolution of better financial planning and every year thousands of people find themselves the following December feeling defeated by not sticking to that resolution. I know what you’re thinking, “I would love to make smarter financial decisions but I don’t want to have to give up all the little things that I love.” Well, luckily for you, all of us at The Whittaker in Trenton, NJ feel the exact same way, whether it’s the occasional dinner out, pair of shoes or weekend trip, you can have all those things and STILL set yourself up for financial success. When it comes to the little pleasures in life Forbes recommends making a list of all the things under $30 that are great pick-me-ups or feel-good splurges. It can be anything from your favorite Frozen Yogurt place to your favorite lip stick, then when you need a little boost or even a gift for a friend, you choose an item from the list and you get the happiness boost you need without setting you off course financially!  Investing a little bit of money can go a long way but for most of us, we’re better off learning Chinese than figuring out how to properly diversify our assets. Forbes recommends using an all-in-one asset allocation fund, which will give you the diversified portfolio you want without the fees associated with hiring an investment advisor! The best part? You can start small and gradually work your way to invest more as you start to feel more and more comfortable!

 

The third recommendation we have for you to prosper in 2015 is to own your home. Every month that you make a mortgage payment your equity increases which basically means what you can sell it for minus what you still owe on it so as you make more payments, you’re more likely to walk away with a bigger check if you ever decide to sell. One thing we can all agree on is paying taxes can get frustrating, you watch your paycheck slowly dwindle down but when you own your home you get mortgage tax benefits! You not only get to deduct your mortgage interest from your taxes but you also get to deduct your property tax from your income tax!  Paying rent may seem cheaper at first but when you’re ready to leave, or if your landlord decides to sell the home and kicks you out, you’re leaving empty handed. When you own your home YOU make the rules, YOU customize it how you want and YOU walk away with a check when YOU decide you’re ready to leave.

 

The best investment you can really make is in yourself and your own home. Buying your first home can be nerve-racking but it doesn’t have to be. Contact Claribel Santiago and set up your tour of The Whittaker today! 609.695.3300 or whittakersales@lrgnj.com.

Ring In The Holidays With The Whittaker

Categories: Entertainment In Trenton, Food, Historic Trenton, New Homes in Trenton, News, Restaurants in Trenton, Trenton Attractions | Posted: December 11, 2014 | Comments Off on Ring In The Holidays With The Whittaker

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Dying to get into the holiday spirit but don’t know where to start? If ABC Family’s 25 Days of Christmas just isn’t your thing, you’ve come to the right place. If you’ve read our blog before you know that we LOVE The Grounds For Sculpture and Rat’s Restaurant, they’ve got great things to see and do and even better food but the real reason we love The Grounds For Sculpture is because of all the holiday spirit they have! Tomorrow, Friday December 12th, head over to the East Gallery and enjoy a night filled with vintage holiday music. The Boheme Opera NJ will be dressed in turn of the century costumes and share songs from English carols to the original American holiday songs. Want to spend some time walking the grounds and seeing the amazing sculptures? Head over there early and then enjoy free admission to the concert! Already have plans to make holiday cookies at home tomorrow? Don’t worry you can head over to Rat’s Restaurant for New Year’s Eve! Whether you choose to dine off their menu or indulge in their unique five-course tasting menu the romantic and luxurious ambiance will be the same. Don’t forget to bring in the New Year by joining the dance party in the Pavillion! Make your reservations today and start 2015 out the right way! The best part of all this holiday cheer? It’s located only 10 minutes from The Whittaker in Trenton, NJ which means you can spend more time having fun and less time getting there!


Come Home For The Holidays and contact Claribel Santiago to schedule your tour of The Whittaker today! 609.695.3300 or whittakersales@lrgnj.com.

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